Bankruptcy
Massachusetts Lawyers Providing Bankruptcy Assistance
Are you overwhelmed by debt? Tired of receiving those harassing phone calls? Need to get out from under? Do not put it off. Call the Law Offices of Sheila C. Harrington at (978) 615-2075 to discuss your options with a skilled Massachusetts bankruptcy attorney.
We work hard to get your finances in order.
Given the changing bankruptcy laws, it is advisable to retain the services of an experienced attorney to guide you through the federal forms and procedures. Our office has the state-of-the-art technology to facilitate the filing of your claim. We take a personal interest in securing your financial future.
We tailor our approach to meet your exact needs. Some people may be capable of avoiding bankruptcy by exploring loan modification/debt resolution options with their creditors. However, if bankruptcy is the right option for your particular situation, we will explain how it works and guide you through the entire process:
- Chapter 7 bankruptcy/debt liquidation: Your financial situation will determine if you are eligible for debt relief under Chapter 7 of the United States Bankruptcy Code. Chapter 7 bankruptcy involves the liquidation of certain assets to pay creditors. Any remaining eligible debts are discharged — releasing you from liability. You are permitted to keep your home, car and other necessities.
Debt that can be eliminated in Chapter 7 bankruptcy include outstanding medical bills, credit card debt and other forms of unsecured debt. Chapter 7 offers a fresh start financially. - Chapter 13 bankruptcy/debt restructuring: When you have equity in a home or other sizeable asset, Chapter 13 bankruptcy may be a more appropriate bankruptcy option. Chapter 13 bankruptcy allows you to stop foreclosure and keep your home.
In Chapter 13 bankruptcy, debt is reorganized into a court approved five-year repayment plan. One manageable monthly payment is made to a bankruptcy trustee who disburses payment among creditors. Chapter 13 enables you to keep your home and other assets while you regain control of your finances.
Contact Us
To schedule an appointment to review your financial portfolio with an experienced bankruptcy lawyer, contact us by e-mail or call (978) 615-2075.
Located in Harvard, Massachusetts, the Law Offices of Sheila C. Harrington provides dedicated legal representation to clients throughout central Massachusetts.
